Your SME Loans Switzerland: Secure Liquidity and Growth

Fast and unbureaucratic financing for Swiss Small and Medium-sized Enterprises (SMEs). Focus on your needs.

Calculate Business Loan Now

SME Loan Calculator: Calculate Financing Needs 📈

Determine the necessary Business Loan amount and term for your investments here. This calculation serves as a first indication for your official SME application.

  • Corporate Financing without collateral
  • Flexible terms for SME needs
  • Funds to strengthen liquidity

💶 Calculate Your Desired Loan

Effective Annual Interest Rate from 4.9%

What Swiss SMEs need a Business Loan for

Small and medium-sized enterprises in Switzerland use SME loans for a variety of purposes. Flexible financing is often necessary to react quickly to market changes or to make large investments without straining the entire liquidity.

Typical Applications for Your Business Loan

1. Investment Credit

Purchase of machinery, fleet expansion, or modernization of IT infrastructure.

2. Liquidity Planning

Bridging seasonal bottlenecks, prepayment of large orders, or inventory financing.

3. Expansion and Growth

Opening up new markets, hiring key personnel, or marketing campaigns.

Requirements for an SME Loan

Unlike personal loans, we require specific information about your company. The financing decision is based on the stability of your business model and the company's key figures.

What requirements must your company meet?

  • The company must be registered in Switzerland (Commercial Register entry).
  • At least 1 to 2 years of business activity (depending on the lender).
  • Positive financial key figures (annual financial statements for the last 2 years).
  • Specific creditworthiness check of the company.

Note: SME Loans do not fall under the Consumer Credit Act (CCA).

Your Path to the Business Loan in 3 Steps

1

Calculate Need

Use the calculator and determine the amount and purpose.

2

Submit Documents

Fill out the online application and upload the necessary business documents.

3

Receive Payout

After approval, the money is quickly available for your entrepreneurial plans.

➡️ Apply for Your SME Loan without Obligation Now