Your Car Loan Switzerland: Flexible, Affordable, and Better than Leasing

Finance your dream car โ€“ from small cars to SUVs โ€“ quickly and easily. Become the immediate owner!

Calculate Rate Now

Car Loan Calculator: Vehicle Financing at a Glance ๐Ÿš—

Calculate your monthly rate here. A Car Loan offers you complete freedom and is often the more cost-effective choice compared to leasing.

  • The vehicle belongs to you from the start
  • No restrictions on mileage
  • Better conditions than traditional leasing

๐Ÿ’ถ Calculate Your Desired Loan

Effective Annual Interest Rate from 4.9%


Why the Car Loan in Switzerland is the Better Financing Option

If you want to buy a new car, you often face the choice: Car Loan or leasing. While leasing promises fixed monthly costs, you are only the renter. With a Vehicle Loan, you become the immediate owner, retain control over the car, and avoid hidden fees at the end of the contract.

Comparison: Car Loan vs. Leasing

1. Full Control

You decide on maintenance, mileage, and sale โ€“ without the rigid requirements of the lessor.

2. No Residual Value Risks

With leasing, the residual value of the car can lead to problems. With the Car Loan, you have complete cost transparency.

3. Deductible Interest

As with other loans, the interest can be tax-deductible, which lowers the effective cost.

Requirements for Your Vehicle Loan in Switzerland

The conditions for a car loan are largely identical to those of a personal loan, as it is generally a consumer credit.

Your Required Documents

  • Valid residence permit (B, C, or G) or Swiss citizenship.
  • Stable income and positive credit check (ZEK).
  • The vehicle to be financed is important (however, you do not need the vehicle registration document as security with us).

Important: All loans are checked according to the Consumer Credit Act (KKG). We guarantee responsible lending.

3 Steps to Easy Car Financing

1

Calculate Loan

Use the calculator for a quick calculation of the monthly rate.

2

Submit Online Application

Fill out the application and submit the necessary documents.

3

Buy Car

After approval, you receive the payout and can purchase your new car.